Get a NO MONEY DOWN Mortgage

With a Day Air No Money Down Mortgage, you can get into the home of your dreams more easily and more affordably – with less out-of-pocket cost up front.

Finding the best mortgage can be as challenging as finding the right home. The Day Air No Money Down Mortgage is an alternative to traditional mortgage options and can provide you with a mortgage that is as comfortable as the new home you’re buying. A No Money Down Mortgage is a great option if you must limit your out-of-pocket expenses or if you don’t anticipate staying in your home for more than a few years.

For more information, contact our mortgage team at 937-643-2045 or


Day Air Mortgage Products and Services

When shopping, rates and closing costs may seem very low and the advertised monthly payment may look extremely attractive … but what’s included (or excluded) in that monthly payment? Are your taxes included? Do you have to pay points?

Let our mortgage professionals guide you through the “ins and outs” of the small print that isn’t always easy to understand.


Day Air offers:


  • No Money Down Mortgage
  • 10, 15, 20, 30 Year Fixed
  • 3 & 5 Year ARM
  • No Cost 30 Year Fixed
  • First Time Home Buyers Loan
  • Mortgage Freedom Loan
  • FHA Loan & VA Loan
  • Refinances
  • NEW Construction Loan
  • Bridge Loans

Take advantage of today’s refinance rates.

You can refinance your current mortgage with one of our many loan options and you can feel confident in your refinancing decisions with step-by-step guidance from an experience local Day Air Mortgage Professional.

Ready to refinance your mortgage?

Fill out the form below or call 937-643-2045 |

There’s real equity in your house (and we don’t mean the change under your couch cushions!), so why not put that money to work with one of our home equity loans or a line-of-credit?

Apply for a Home Equity Loan

Home Equity Line of Credit

What you should know about Home Equity Lines of Credit – CFPB

  • No annual fee
  • No early termination fee
  • No minimum balance requirement
  • Free checks
  • Seven-year draw period
  • Up to 100% loan to value*
  • No application or origination fees
  • 24/7 internet access via It’s Me 247
  • Interest paid may be tax-deductible – consult your tax advisor for details.

Home Sweet Loan

  • Up to 100% Loan-to-Value*
  • Low fixed rates
  • Closed-end loan with one time disbursement
  • Terms up to 180 months*
  • Closing costs may be financed
  • No application fees
  • Interest paid may be tax-deductible – consult your tax advisor for details.
In addition, we offer quick turn around time by utilizing online appraisal’s when possible. Contact our professional loan staff for additional details!
*Upon approved credit – based on credit qualifications. Applicable interest rate varies depending on your credit qualifications and loan to value ratio. APR = Annual Percentage Rate. The equity line has a variable rate feature and is indexed to the Prime Rate. Maximum Home Equity loan is $200,000. DACU’s mortgage programs are available only to residents in the State of Ohio. Consult your tax advisor for tax deductibility. Closing costs can range up to $427.

Apply for a Mortgage    Apply for a Freedom or Home Equity Loan


Pursuant to the Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) of 2008, Day Air Credit Union and all Mortgage Loan Officers employed by Day Air Credit Union are registered with the Nationwide Mortgage Licensing System Registry (NMLS Registry). A unique identifier (NMLS Number) has been assigned to the Credit Union and each Mortgage Loan Officer.

You are encouraged to use the NMLS Identification Number(s) to conduct additional research within the NMLS Consumer Access website. NMLS Consumer Access is a free service for consumers which provides licensing information for mortgage lending institutions and individual Mortgage Loan Officers. You may access this service by visiting the NMLS Consumer Access website at:

NMLS ID: 411837.