Savings Rates & Certificate Rates

As your credit union, we pride ourselves on offering competitive savings and certificate rates. Please remember, all rates are subject to change at any time.

To find out our most current rates, call us at (937) 643-2160.

Apply For A Loan Open An Account Apply For A Mortgage

 

Rates effective October 14th, 2019.

Savings Rates

Browse our savings rates below. All deposit accounts are insured to $250,000 by the National Credit Union Administration.

Account Type Dividend Rate APY
Regular Savings, Children’s Savings^, Vacation Club
IRA Savings Accounts
Balance to $2,499.99 (minimum $250) 0.10% 0.10%
$250.00 to $2,499.99 0.10% 0.10%
$2,500.00 to $24,999.99 0.10% 0.10%
$25,000.00 to $49,999.99 0.13% 0.13%
$50,000.00 and over 0.18% 0.18%
College Saver (minimum $100) 2.62% 2.65%
Supreme Checking*
Balance to $2,499.99 (minimum $500) 0.05% 0.05%
$2,500 – $9,999.99 0.05% 0.05%
$10,000 and over
Money Market (MMA)*
Balances to $9,999.99 (minimum $2,500) 0.60% 0.60%
$10,000 and over 1.00% 1.00%
Super Saver***
Balance to $24,999.99 (minimum $10,000) 1.00% 1.00%
$25,000.00 to $49,999.99 1.40% 1.40%
$50,000 to $99,999.99 1.60% 1.60%
$100,000 to $249,999.99 1.70% 1.70%
$250,000 and up 1.80% 1.80%
Health Savings Account
Balances of $500 and over
0.30% 0.30%
Auto Loan Plus 2.72% 2.75%
Holiday Club
Balance to $249.99 0.15% 0.15%
$250 and over 0.15% 0.15%
Elite Business Checking*
Minimum Balance $5,000
0.10% 0.10%
Ultimate Business Checking*
Minimum Balance $10,000
0.10% 0.10%

^Children’s Savings accounts earn interest from the first dollar.

*Monthly maintenance fees will be assessed if account falls below minimum balance. APY = Annual Percentage Yield. Rates subject to change.

Share Certificate & IRA Certificate Rates

Term Standard Rate APY
6 Months 1.89% 1.90%
12 Months 1.99% 2.00%
18 Months 2.23% 2.25%
24 Months 2.37% 2.40%
36 Months 2.47% 2.50%
48 Months 2.62% 2.65%
60 Months 2.76% 2.80%

Certificates require $500 minimum deposit. A penalty may be imposed for early withdrawal. APY = Annual Percentage Yield. Rates subject to change.

Day Air Fee Schedule